Blog
In-depth articles on Canadian personal finance — TFSA, RRSP, FHSA, mortgages, tax planning, retirement, and more.
28 articles
Looking for the best brokerage promotion in Canada? We've compared all current offers to help you find the highest rewards for your accounts.
January 15, 2026
We compare the current promotions from three major Canadian brokerages to help you decide which offer is best for you.
January 5, 2026
Brokerage transfer bonuses can be confusing. This comprehensive guide explains everything you need to know.
December 28, 2025
Looking to transfer your TFSA? Here are the best brokerage promotions specifically for Tax-Free Savings Accounts.
December 15, 2025
Models for couples are finally here. Learn why TrackMoola Pro is the only financial app that understands shared expenses, individual accounts, and joint goals.
February 27, 2026
Sarah felt like her debt balance never moved. See how switching from 'random payments' to the Avalanche method changed everything.
February 12, 2026
Transferring your RRSP between brokerages can help you take advantage of promotional bonuses. Here's everything you need to know.
January 10, 2026
Timing matters when switching brokerages. Here's when to make the move to maximize your rewards.
December 10, 2025
A real story of maximizing RDSP government grants. Learn how the Canada Disability Savings Grant and Bond can multiply your savings by 350%.
February 27, 2026
How choosing the wrong account cost Marcus $12,000 in lost benefits. Learn the optimal order to contribute to FHSA, RRSP, TFSA, RESP, and RDSP.
February 27, 2026
Brokerage bonuses are generally taxable in Canada. Here's what you need to know about reporting them on your tax return.
December 20, 2025
With the March 2, 2026 RRSP deadline approaching, many Canadians wonder: should I borrow to maximize my contribution? Learn when RRSP loans work—and when they don't.
February 7, 2026
I had $10,000 to invest but didn't know whether to put it in my RRSP, TFSA, or a non-registered account. Here's how the Account Type Comparison calculator gave me a clear answer—and the exact numbers behind it.
January 25, 2026
I was about to contribute $7,000 to my TFSA in 2026 when I decided to double-check my room. Here's how the TFSA Room Calculator showed I had already used part of my limit—and saved me from a costly mistake.
January 20, 2026
With the RRSP deadline approaching, I wasn't sure how much room I had or what my refund might be if I contributed $10,000. The RRSP Room Calculator gave me both numbers in seconds.
January 14, 2026
I opened an FHSA in 2024 but hadn't contributed the full $8,000 each year. When I got serious about buying in 2026, I used the FHSA Room Calculator to see how much I could still contribute and what my remaining lifetime room was.
January 8, 2026
I had $20,000 in a non-registered account and couldn't decide between dividend-paying Canadian stocks and a GIC. The Dividend Tax Credit Calculator showed me exactly how much I'd keep after tax in each scenario.
December 5, 2025
I was selling a rental property and wanted to know how much tax I'd owe. The Capital Gains Tax Calculator gave me an estimate in minutes using my province, income, proceeds, and ACB.
November 28, 2025
Is term insurance a waste of money? How much do you really need? We dive into the most popular Reddit and Twitter debates about life insurance.
January 31, 2026
Priya had $200 in her savings account and a nagging fear of 'what if.' Here's how she turned that anxiety into a $12,000 safety net in under a year.
February 13, 2026
Priya thought she was 'probably fine' for retirement — until she ran the numbers. Here's how she found an $800/month gap and built a 3-step plan to close it before 55.
February 22, 2026
Marcus was earning $95,000 a year but had less than $2,000 in savings. The cash flow calculator revealed he had 14 active subscriptions and was dining out 18 times a month.
February 22, 2026
Choosing the right mortgage strategy can save you tens of thousands of dollars. With our new comparison engine, you can now model every scenario from rate changes to recurring prepayments.
February 14, 2026
Marcus felt stuck with credit card debt and a dream of homeownership. Here is how he used our chain calculator to build a realistic 4-year roadmap.
February 12, 2026
Aisha and Raj were paying $2,800 a month in rent and wondering if buying was smarter. The calculator gave them the answer — and a crucial warning.
February 22, 2026
Deepa thought a $550,000 Toronto condo renting for $2,200 was a great investment. The calculator showed she'd lose $350 every month before accounting for vacancies.
February 22, 2026
Earning 0.05% in a big bank savings account? You're leaving hundreds of dollars on the table. Here are the best alternatives for 2026.
February 13, 2026
Sofia and James were contributing $100/month to their daughter's RESP. The calculator showed they were leaving $300/year in free government money on the table.
February 22, 2026