We built the financial tools we wished existed.
TrackMoola started with a simple frustration: Canadians were paying $250–$300/hour to financial advisors to answer questions a well-built calculator could answer in 30 seconds. There had to be a better way.
Our Story
Like many Canadians, our founders spent years confused about the basics: How much TFSA room do I have? Should I contribute to my RRSP or FHSA first? How much house can I actually afford? Every time a real financial question came up, the options were: pay a professional, guess, or spend hours searching for answers scattered across government websites and personal finance blogs.
We built TrackMoola to fix that. Starting with the most common Canadian financial calculations — TFSA contribution room, RRSP limits, mortgage affordability — and expanding to cover every scenario a real Canadian family faces. Today, TrackMoola has 55+ free calculators covering registered accounts, mortgages, tax planning, debt payoff, retirement projections, insurance, and more.
Everything is free. Not “free with limited features” or “free trial for 7 days.” Every calculator is free to use, with no account required. We believe that access to good financial planning tools shouldn’t depend on your income.
Our Mission
Make professional-grade Canadian financial planning accessible to every Canadian — not just those who can afford a financial advisor. We believe the knowledge to make smart financial decisions should be free and available to everyone.
By the Numbers
55+
Free Calculators
27+
How-To Guides
100%
Free Tools — Always
0
Ads or Upsells
How We’re Different
vs. MoneySense / generic finance sites
TrackMoola gives you interactive calculators, not just articles. Enter your real numbers and get your real answer in seconds.
vs. Your bank's online calculator
Bank calculators are designed to sell products. Ours are designed to give you the truth — including when the answer is "don't do it."
vs. Wealthsimple Learn / robo-advisor education
We cover all registered accounts (TFSA, RRSP, FHSA, RESP, RDSP), mortgages, debt payoff, rental property analysis, and more — not just what you can invest through one platform.
What We Cover
TrackMoola is built specifically for Canadian financial planning. Our calculators use Canadian tax rules, Canadian account types, and Canadian-specific scenarios:
- TFSA, RRSP, FHSA, RESP, and RDSP contribution room and strategy
- Mortgage affordability, stress test, payment, and rent vs. buy analysis
- Canadian income tax and capital gains calculations
- CPP and OAS retirement projections
- Debt payoff strategies (Avalanche and Snowball)
- Emergency fund and savings goal planning
- Investment return calculations and brokerage comparisons
- Term insurance needs analysis
- Rental property cash flow analysis
Contact Us
For questions, feedback, or media inquiries:
General: contact@trackmoola.com
Media/Press: info@trackmoola.com