Start Free. Upgrade When You're Ready to See the Full Picture.
Free tools and your Financial Health Score, always free. Upgrade to Plus or Pro to unlock your complete year-by-year financial timeline, unlimited AI planning, and every professional-grade planning tool — built for Canada.
💡 A financial advisor charges $250–$300/hour to answer the questions TrackMoola answers in minutes. Pro costs less than one advisor session — for an entire year.
billed $69.00/yr
Save $15/yr
billed $119.88/yr
Save $36/yr
FOUNDING MEMBER — Pay Once. Plan Forever.
$499 CAD
One-Time Payment · Less than 20 months of Pro
Everything in Pro, forever. 1 AI conversation per day (30/month). No renewals. No price increase exposure. Founding Member status + product input access.
30-day money-back guarantee · Secure one-time payment
What Customers Say
“The AI planning sessions alone saved me more than a year's subscription in tax optimization. I ask it questions constantly.”
Raj P.
Mississauga, ON
Plus“As a couple with rental property, Pro is the only tool that actually models our financial situation accurately. Worth every dollar.”
Elena M.
Calgary, AB
Pro“I upgraded to Plus just for the PDF export — showing up to advisor meetings with a real report changed how seriously they take me.”
James T.
Ottawa, ON
PlusFeature Comparison
| Feature | Free | Planner | Plus | Pro |
|---|---|---|---|---|
| Calculators & Tools | ||||
| All 65+ Calculators | ||||
| AI Chain Analysis | ||||
| Dashboard & Profile | ||||
| Financial Health Score | Score only | |||
| Health Score Full Breakdown | ||||
| Upcoming Milestones | ||||
| Financial Life Timeline | ||||
| Financial Life Timeline | Current year | |||
| Year-by-Year Projections | ||||
| AI Assistant | ||||
| AI Conversations | 1 session | 1 session | Unlimited | Unlimited |
| "What Should You Do Next?" Insights | ||||
| Planning Tools | ||||
| Contribution Optimizer | ||||
| Retirement Drawdown Planner | ||||
| RESP & Education Planner | ||||
| RSU / Equity Tracker | ||||
| CPP/OAS Scenarios | 1 scenario | Unlimited | Unlimited | Unlimited |
| Mortgage Stress Test & Lump Sum | Basic | |||
| Mortgage Renewal Tracker | ||||
| Scenarios & Reports | ||||
| Saved Scenarios | 0 | Unlimited | Unlimited | Unlimited |
| PDF Advisor Reports | ||||
| Goals | ||||
| Financial Goals | 3 max | Unlimited | Unlimited | Unlimited |
| Goal Task Lists | ||||
| Household & Couples | ||||
| Partner/Household Profile | ||||
| Joint Household Health Score | ||||
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