Nathan Beaumont

CPA, CGA

Nathan is a Chartered Professional Accountant with a specialization in Canadian personal and small business tax. Based in Vancouver, he has spent 8 years helping Canadians optimize their tax situations through strategic use of registered accounts. He writes about TFSA, RRSP, FHSA, capital gains, and tax planning with a focus on practical, actionable advice.

Articles by Nathan Beaumont

Retirement Planning

RRSP Season Is Coming: Should You Still Contribute in Your 60s?

At sixty-three, Gordon faced a question with no universal answer: keep contributing to his RRSP for the tax break, or start drawing it down early to soften the bill later.

December 8, 2026

Tax Planning

Selling Stock This Year? What My Capital-Gains Bill Looked Like First

Priya was about to sell a winning stock in one click. Seeing the tax bill first — before she sold — changed how she did it and saved her a meaningful amount.

September 27, 2026

Tax Planning

Five Tax Moves I Made Before December 31 (and What They Saved)

Marcus used to scramble in April with no levers left to pull. One December, he worked through five moves before the deadline and watched the savings stack up.

September 24, 2026

Tax Planning

I Put $10,000 in My RRSP — Here's the Refund I Actually Got Back

Nadia knew an RRSP contribution should generate a refund, but nobody could tell her how big until she tried. Seeing a number near $4,300 changed what she did with it.

September 20, 2026

Debt Management

How Sarah Crushed $25k of Debt in 18 Months Using the Avalanche Method

Sarah felt like her debt balance never moved. See how switching from 'random payments' to the Avalanche method changed everything.

February 12, 2026

Life Insurance

Common Term Insurance Questions Answered: Why You (Probably) Need It

Is term insurance a waste of money? How much do you really need? We dive into the most popular Reddit and Twitter debates about life insurance.

January 31, 2026

Comparison

Best Brokerage Promotions in Canada 2026

Looking for the best brokerage promotion in Canada? We've compared all current offers to help you find the highest rewards for your accounts.

January 15, 2026

How-To

How to Transfer Your RRSP to a New Brokerage

Transferring your RRSP between brokerages can help you take advantage of promotional bonuses. Here's everything you need to know.

January 10, 2026

Comparison

Questrade vs Wealthsimple vs TD: Which Has Better Promotions?

We compare the current promotions from three major Canadian brokerages to help you decide which offer is best for you.

January 5, 2026

Education

Understanding Brokerage Transfer Bonuses: Complete Guide

Brokerage transfer bonuses can be confusing. This comprehensive guide explains everything you need to know.

December 28, 2025

Tax & Legal

Are Brokerage Bonuses Taxable in Canada?

Brokerage bonuses are generally taxable in Canada. Here's what you need to know about reporting them on your tax return.

December 20, 2025

Strategy

When is the Best Time to Switch Brokerages?

Timing matters when switching brokerages. Here's when to make the move to maximize your rewards.

December 10, 2025

Tax Planning

How I Chose Between Dividend Stocks and GICs Using the Dividend Tax Calculator

I had $20,000 in a non-registered account and couldn't decide between dividend-paying Canadian stocks and a GIC. The Dividend Tax Credit Calculator showed me exactly how much I'd keep after tax in each scenario.

December 5, 2025

Tax Planning

How I Estimated My Capital Gains Tax Before Selling a Rental Property

I was selling a rental property and wanted to know how much tax I'd owe. The Capital Gains Tax Calculator gave me an estimate in minutes using my province, income, proceeds, and ACB.

November 28, 2025