Canada’s Most Complete Free Financial Toolkit
55+ free calculators for TFSA, RRSP, FHSA, mortgages, retirement, tax, and more — built specifically for Canadians.
Answer the questions your financial advisor charges $250/hour to answer. No sign-up required for any calculator.
Why TrackMoola?
Professional-grade Canadian financial planning — free, forever.
55+ Free Calculators
Every Canadian financial scenario covered — TFSA, RRSP, FHSA, mortgage, retirement, tax, debt, and more. No sign-up required.
Built for Canada
Canadian tax rules, TFSA limits, CPP/OAS projections, provincial rates, CESG — built specifically for Canadian financial planning.
AI-Powered Analysis
Get personalized insights and answers to your Canadian finance questions — powered by AI that understands your full financial profile.
No Advisor Required
Answer the $300/hour questions yourself. Export professional PDF reports to walk into advisor meetings fully prepared.
Most Popular Free Calculators
No sign-up required. All 55+ calculators are completely free.
TFSA Contribution Room
See exactly how much TFSA room you've accumulated since 2009.
Mortgage Affordability
Find out how much home you can afford based on your income and debts.
TFSA vs RRSP vs FHSA
Which account gives you the best after-tax return for your situation?
RRSP Contribution Room
Calculate your contribution limit and see your potential tax refund.
Debt Payoff Calculator
Compare Avalanche vs Snowball and find your fastest path to debt-free.
Retirement Savings
Project your retirement income and see if you're on track.
What Canadians Are Saying
Real users, real results.
“I was paying $250/hour for a financial advisor to answer questions I now answer myself in 5 minutes. TrackMoola is a game changer for Canadians.”
Daniel R.
Toronto, ON
“Finally a tool that actually understands Canadian accounts — TFSA, FHSA, CPP. Everything I needed in one place, completely free.”
Aisha K.
Vancouver, BC
“The TFSA room calculator saved me from a costly over-contribution mistake. The detail and accuracy is incredible for a free tool.”
Marc L.
Montréal, QC